Best free invoice generators with no signup (2026) — you should not need an account just to send one PDF bill. This guide compares tools that let you start invoicing immediately, with honest tradeoffs.
Quick picks
- CatInvoice — browser-only, saved clients and line items locally, ten templates, PDF export, 60+ currencies, $0 forever.
- Wave — free tier with accounting; account required; stronger if you need books, not just a one-off PDF.
- Invoice Simple — mobile-friendly; freemium limits on free plan; good for phone-first users.
- Zoho Invoice — solid free plan with caps; best when you already use Zoho.
- Invoice Ninja — open-source/self-host options; more setup for technical users.
- PayPal / Stripe invoicing — built-in payments; ties you to their ecosystem.
What to look for
- No signup wall for your first invoice
- PDF download without watermark (or acceptable limits)
- Clear tax, discount, and line-item math
- Privacy: where data is stored
- Repeat billing: saved clients or templates
Why CatInvoice is on this list
CatInvoice is built for freelancers and small teams who want a dedicated editor at /editor — not a homepage form buried in marketing. Essentials live in a sidebar; the live preview is the invoice. Nothing requires a CatInvoice account because drafts and saved records stay in your browser.